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Services

Financial solutions engineered for progress

From responsible lending to advisory support, our services are built to meet Malawi’s diverse financial needs.

Our Portfolio

Targeted solutions that empower different customer segments

Whether you are a salaried professional, SME owner, or project implementer, our experts personalise financing structures to keep you moving forward.

Civil Servant Loans

Flexible salary-backed loans with repayment periods up to 36 months, immediate decisioning, and optional insurance.

  • Borrow MWK 600,000 – MWK 15,000,000.
  • Direct payroll deductions for simplicity.
  • Support for education, housing, and emergencies.

Our experienced loan officers guide applicants through documentation, ensuring a seamless experience from approval to disbursement.

Apply now

SME Growth Capital

Working capital and asset finance for ambitious SMEs. Borrow individually or via group guarantees.

  • Custom repayment aligned with cash flow.
  • Capacity building and record-keeping support.
  • Dedicated relationship managers for each SME.

Funding can be structured for inventory, equipment purchases, or expansion projects with competitive pricing.

Speak to an advisor

Renewable Energy Finance

Affordable financing for solar, clean cooking, and productive-use technologies that reduce energy costs.

  • Partnerships with vetted installers nationwide.
  • Repayments aligned to energy savings.
  • Technical advisory and maintenance follow-up.

Ideal for households, SMEs, and institutions seeking sustainable power solutions with predictable repayments.

Request assessment

Contract Financing

Bridge financing to mobilise awarded contracts for suppliers to government, NGOs, and corporates.

  • Advance up to 70% of confirmed contract value.
  • Rapid approval with dedicated project officers.
  • Cash-flow aligned repayment once invoices clear.

We collaborate closely with your procurement partners to ensure transparent, timely settlements.

Submit documents
Renewable energy financing
How we work

Transparent processes with real partners

Every financing request is supported by dedicated relationship officers who provide guidance from application through monitoring.

  • Digital application and document submission.
  • Holistic assessment beyond traditional collateral.
  • Performance tracking with quarterly impact updates.
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Get Started

Ready to unlock your next milestone?

Share your goals and our specialists will craft a financing path that fits your timeline and cash flow.

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